Accounting that actually works for your eCommerce business.

You built a real business — your books should reflect that. Net Accounting has handled the numbers for growing eCommerce brands since 2014.

Net Accounting · Monthly Dashboard Revenue $284k ↑ 12.4% Net Margin 31.2% ↑ 2.1pp HST Filed On Time Q3 2025 ✓ COGS $127k ↑ 5.2% Monthly Revenue — Shopify + Amazon Apr May Jun Jul Aug Sep Oct Nov Channel Breakdown 54% Shopify Amazon Other Upcoming Deadlines T2 Corporate Filing Mar 31 Q4 HST Remittance Apr 30 Books Status October — Reconciled ✓ November — In Progress
200+
Active clients
20+ yrs
In accounting
$500K+
Client specialty
CPA CA Registered
QBO Certified
Shopify Specialist
Amazon FBA Expert
Multi-Channel & DTC

Running a growing eCommerce store shouldn't mean losing sleep over your books.

You've scaled. Your revenue is real. But eCommerce accounting is genuinely complex — multi-channel, multi-province, multi-currency. And most accountants have never seen it before.

Let's Talk →
Overwhelmed eCommerce founder reviewing receipts and paperwork at his desk
Free Tool

Find out where your profit is actually going.

Most eCommerce founders at $500K–$2M are leaking between $20,000 and $80,000 per year — without knowing it. Miscalculated COGS, incorrect GST/HST filings, hidden platform fees, unreconciled inventory. Our free Profit Leak Audit finds it in under 3 minutes.

$47Kavg
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3min
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4
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Sample Report · $1.2M Revenue
High Risk
COGS miscalculation
$18,400 / yr
GST / HST exposure
$11,200 / yr
Platform fee drag
$9,600 / yr
Inventory reconciliation
$8,600 / yr
Run your audit to unlock your full personalised breakdown

Everything your eCommerce business needs, nothing it doesn't.

Built around the reality of running a growing online business and maybe even a retail store.

Monthly Reconciliation · October 2025 ! Balance $284,102.40

Bookkeeping

Monthly reconciliation of every account. Shopify payouts, Amazon settlements, multi-currency, chargebacks — all categorized correctly, every month.

GST / HST by Province BC AB SK MB ON QC NB NS PE Province Rate Type Status Ontario 13% HST Filed ✓ British Columbia 5% GST Filed ✓ Quebec 14.975% QST Due Q4

GST / HST Filings

Multi-provincial GST/HST compliance handled end-to-end. We know the rules across every province — and when you need to remit where.

Payroll Run · November 2025 Pay Stub Gross Pay $5,400.00 CPP - $312.48 EI - $91.80 Income Tax - $988.20 Net Pay $4,007.52 Direct Deposit ✓ CRA Remittance Filed by 15th of month Total Remittance $2,784.96 T4 Slips Prepared ✓ ROE Filed On File ✓

Payroll

Full payroll management for your team — remittances, T4s, ROEs, and CRA filings handled end-to-end, so payroll is one less thing on your plate.

Cash Flow · AR vs AP Accounts Receivable Shopify Payout $18,420 Amazon Settlement $9,840 Wholesale Inv #204 $3,200 ! Total Owed to You $31,460 74% collected this month Accounts Payable 3PL Warehouse $4,100 Supplier — April $11,200 Platform Fees $880 Total You Owe $16,180 Net position: +$15,280

AR / AP Management

Stay on top of what you're owed and what you owe. We manage your accounts receivable and payable so your cash flow stays clear and predictable.

Inventory & COGS Tracker SKU Units Cost/Unit COGS Margin SKU-001-BLK 240 $14.20 $3,408 62% SKU-002-WHT 88 $22.50 $1,980 58% SKU-003-BND 12 ⚠ $31.00 $372 Low Stk Total COGS (Oct) $127,840 Gross Margin 44.9% Cost ← Gross Margin →

Inventory & COGS

Accurate inventory tracking and cost of goods sold calculation are the backbone of eCommerce profitability. We make sure your numbers reflect reality.

T2 Corporation Income Tax Return Net Income $184,200 Tax Payable $27,630 CRA FILED Key Deductions Home Office $8,400 Platform Fees $14,820 Shipping & 3PL $22,100 Software & Tools $6,240 Total Saved $51,560 Filed On Time ✓ March 31 deadline

Tax Preparation

Corporate and personal tax returns prepared accurately and filed on time. We know the deductions eCommerce businesses are entitled to — and we make sure you get them.

Virtual CFO Dashboard Q4 2025 Revenue $2.4M Net Margin 18.4% Cash Flow +$84K 12-Month Forecast Jan Dec ↑ Projected

Virtual CFO

Strategic financial leadership without the full-time cost. Forecasting, KPI tracking, cash flow planning and ongoing advisory — so you make decisions based on real numbers.

Explore All Services →

Built for eCommerce businesses that have outgrown spreadsheet accounting.

$500K–$20M Revenue

Multi-Channel Sellers

Done With Messy Books

Growth-Focused

Simple onboarding. No surprises.

Most clients are fully onboarded within two weeks.

1

Free Consultation

2

Clear Proposal

3

Smooth Handover

4

Clean Books, Always

Ready to finally feel good about your numbers?

30 minutes. No pressure. Just clarity on where you stand.

Book Your Free Consultation

20+ Years. One Niche. All eCommerce.

Two decades in accounting, over a decade serving Canadian eCommerce brands.

Behind The Numbers

Nadine has always had a passion for numbers and solving problems. She studied finance at the Schulich School of Business at York University and was drawn to accounting right away. With an entrepreneurial spirit, Nadine saw the opportunity to help other Canadian business owners by running her own. After gaining over 10 years of experience with several firms, she took the leap and started her own practice in 2014.

Nadine combines fine details with overall strategy and strongly values the relationships she builds with her clients. Using her experience and expertise in eCommerce accounting, Nadine is focused on helping Canada's eCommerce businesses reach their next level of success.

When she's not finding efficiencies in her clients' finances, she's spending time with her family, contributing to her community, planning her next Netflix marathon, and researching vacation spots.

Nadine Filo, CPA, CA — Principal of Net Accounting

Nadine Filo, CPA, CA Principal · Net Accounting

CPA Ontario — registered firm

What you can expect from us.

01

Straight Talk

Plain language, honest answers — even when it's not what you want to hear.

02

Deep Specialization

20+ years in accounting, with a decade focused on eCommerce. You're not paying for our learning curve.

03

Proactive, Not Reactive

We flag issues before they become problems and deadlines before they're overdue.

04

Responsive Communication

We respond within one business day. You'll never wonder what's happening with your books.

05

Your Books, Your Understanding

We walk you through what the numbers mean — so you can make better decisions.

06

Long-Term Relationships

Most clients stay for years. We grow with you and bring context to every conversation.

Let's see if we're the right fit.

If we're not the right fit, we'll tell you that too.

Book a Free Consultation

Compliance-first accounting, built for the complexity of eCommerce.

Designed around the reality of running a growing online business — not a corner store.

Bookkeeping

Monthly reconciliation of every account — Shopify payouts, Amazon settlements, multi-currency, chargebacks, platform fees — all categorized correctly, every month.

  • Monthly bank and credit card reconciliation
  • Shopify payout reconciliation
  • Amazon settlement report processing
  • Multi-currency management
  • COGS and inventory tracking
  • Monthly financial statements
Bookkeeping Dashboard · October 2025 Revenue $284k Reconciled 100% Net Margin 31.2% Channel Breakdown Shopify 66% Amazon 34% Accounts reconciled Bank CC Shopify Recent Transactions Shopify Payout +$18,420 Amazon Settlement +$9,840 3PL Warehouse -$4,100 Supplier Invoice -$11,200 Stripe Fees -$840 Net Cash Movement +$12,120 Books status: October — Fully Reconciled Next: November closes Nov 30 · Your books will be ready by Dec 5

GST / HST Filings

Multi-provincial GST/HST handled from start to finish — registrations, filings, remittances, and rule changes across every province.

  • GST/HST registration advice and setup
  • Quarterly and annual filing preparation
  • Multi-provincial nexus analysis
  • US sales tax guidance (Nexus/TaxJar)
  • CRA audit support and correspondence
Multi-Provincial GST / HST · 2025 BC 5% GST AB 5% GST SK 5% GST MB 5% GST ON 13% HST Filed ✓ QC 14.975% QST — Due NB 15% HST NS 15% HST PE 15% HST NL 15% HST Filing Summary — Q3 2025 Province Taxable Sales Amount Owing Status Ontario (HST 13%) $218,400 $28,392 Filed ✓ British Columbia (GST 5%) $84,200 $4,210 Filed ✓ Quebec (QST 14.975%) $41,800 $6,259 Due Q4 ! Total Remitted YTD $112,840 No penalties · No late filings · CRA correspondence handled

Payroll Management

We run payroll, file remittances, and prepare T4s — so you never have a late filing.

  • Full payroll processing — bi-weekly or monthly
  • CRA payroll remittances
  • T4 and T4A preparation
  • Record of Employment (ROE) filings
  • Wagepoint integration
Payroll Management · November 2025 November 2025 MTW TFS 1234 5 6 89101112 13 15 16 17181920 Payroll run CRA deadline Team · 4 employees J. Smith — Full Time $4,008 ✓ M. Patel — Part Time $2,104 ✓ A. Torres — Contractor $3,200 ✓ L. Chen — Part Time $1,840 ✓ Total payroll $11,152 Compliance Filings CRA Payroll Remittance (monthly) Filed Nov 15 ✓ T4 Slips — 2025 tax year Prepared · Due Feb 28 T4A — Contractor payments Prepared · Due Feb 28 ROE — Record of Employment On file ✓ Zero late filings · Zero CRA penalties · Wagepoint integrated

AR / AP Management

We manage your receivables and payables so you always have a clear picture of your cash position.

For eCommerce brands, this means tracking Shopify payouts, Amazon settlements, wholesale invoices, supplier payments, 3PL fees, and platform charges — all reconciled and categorized against your cash flow forecast.

  • Accounts receivable tracking and follow-up
  • Accounts payable scheduling and processing
  • Supplier invoice management
  • Cash flow reporting and forecasting
  • Payment terms optimization
  • Multi-channel payout consolidation
AR / AP Overview · Q4 2025 Money Coming In Source Amount Shopify Payout +$18,420 Amazon Settlement +$9,840 Wholesale Inv #204 $3,200 overdue Etsy Settlement +$2,180 Total receivable $33,640 74% collected this period Money Going Out Payable Due 3PL Warehouse $4,100 · Nov 1 Supplier — April $11,200 · Due! Platform Fees $880 · Nov 15 Shipping — DHL $1,240 · Nov 20 Total payable $17,420 51% of receivables Net Cash Position AR · $33,640 AP · $17,420 Net +$16,220 Healthy position · 1 overdue payable flagged · Follow-up scheduled

Inventory & COGS

We track inventory movements, landed costs, returns, and write-offs so your COGS is accurate — because if that number is wrong, everything else is too.

  • Monthly COGS calculation and reconciliation
  • Inventory valuation (FIFO / weighted average)
  • Landed cost tracking (duties, freight, customs)
  • Returns, shrinkage, and write-off accounting
  • Year-end inventory count reconciliation
  • A2X and QBO inventory sync
Inventory & COGS · October 2025 SKU Units Sold Cost / Unit COGS Revenue Margin SKU-001-BLK · Hoodie 240 $14.20 $3,408 $8,880 61.6% SKU-002-WHT · Tee 88 $9.50 $836 $2,640 68.3% SKU-003-BND · Bundle 12 ⚠ low $31.00 $372 $960 61.3% SKU-004-CAP · Hat 156 $6.80 $1,061 $3,900 72.8% COGS Summary Total COGS $127,840 Landed Costs $14,220 Returns / Write-offs -$3,104 Adjusted COGS $138,956 Gross Margin 44.9% Industry avg: ~38% · You: above benchmark

Tax Preparation

eCommerce businesses have a unique set of deductions that most generalist accountants miss entirely — platform fees, fulfilment costs, software subscriptions, home office allocations, and more. We make sure you claim everything you're entitled to.

We prepare and file your corporate T2 return, personal T1 return (if required), and any associated schedules — with year-round tax planning so there are no surprises at filing time.

  • Corporate tax return (T2) preparation and filing
  • Personal income tax (T1) if required
  • Year-end tax planning and strategy session
  • CRA-compliant depreciation and amortization
  • eCommerce-specific deduction maximization
  • CRA audit support and representation
  • US cross-border tax guidance
Tax Preparation · 2025 Tax Year T2 Corporation Tax Income Tax Return · 2025 Net Income $184,200 Deductions ($51,560) Taxable Income $132,640 Federal Tax $19,896 Provincial Tax $7,734 Total Tax $27,630 CRA FILED Deductions Claimed eCommerce-specific items we found for you Shopify / Amazon Fees $14,820 Shipping & 3PL Costs $22,100 Home Office Allocation $8,400 Software & Subscriptions $6,240 Vehicle / Travel $3,840 Advertising & Marketing $9,600 CCA — Equipment $4,160 Total Deductions $69,160 Tax saved vs no deductions ~$18,700 Filed March 31 · No penalty · No extension required

Virtual CFO

Most eCommerce businesses at the $500K–$10M stage don't need a full-time CFO — but they do need CFO-level thinking. That's exactly what our Virtual CFO service delivers: strategic financial oversight, planning and decision support, on a fractional basis.

We go beyond compliance. We help you understand where your margins are, where your cash is going, and where the real growth levers are in your business — so every major decision is backed by numbers you can trust.

  • Monthly financial review & performance analysis
  • Cash flow forecasting & 12-month planning
  • KPI dashboard — revenue, margin, COGS, burn rate
  • Profitability optimization by channel & SKU
  • Budget vs. actuals tracking
  • Strategic advisory calls (monthly or quarterly)
  • Support for financing, investment or exit planning
Virtual CFO · Q4 2025 Review Revenue $2.4M ↑ 22% YoY Net Margin 18.4% ↑ 2.1pts Cash Flow +$84K vs $31K prior qtr COGS % 41.2% ↓ 3.4pts 12-Month Cash Flow Forecast Jan Dec Actuals Forecast CFO Insights Margin improving COGS optimized Ad spend review Q1 budget set Next call Jan 14 · 10am Strategic financial clarity · Every month

Simple, transparent pricing for every stage of growth.

Gain control of your numbers, stay compliant, and scale profitably — without the stress of managing it yourself.

View Plans & Pricing →

Not sure what you need?

Book a free 30-minute consultation. We'll look at your setup and tell you exactly what makes sense.

Book a Free Consultation

Simple, transparent pricing for every stage of growth.

Gain control of your numbers and scale profitably — without managing it yourself.

Essential

For eCommerce businesses that want clean financials and stress free compliance

Starting from
$850/mo
Scoped to your transaction volume
Services
  • Monthly eCommerce bookkeeping
  • Core sales channel reconciliation
  • Sales tax filing & compliance
  • Quarterly financial reports
  • Corporate tax return
Support
  • Standard email support
  • 72-hour response time

Elite

For brands that want a strategic financial partner to scale

Starting from
$3,500/mo
Fully scoped to your business
Services
  • Everything in Pro
  • High-volume transaction management
  • Cross border sales tax compliance
  • Inventory tracking & reconciliation
  • A/R & A/P management
  • Advanced financial reporting
Support
  • Quarterly strategy & review calls
  • Priority email, video & phone support
  • 24-hour response time

Prices shown are starting rates. Final pricing is scoped in a free onboarding call based on business complexity, your transaction volume, number of channels and payroll complexity. Book your free consultation →

Advisory Add-ons

Bolt on strategic financial services to any plan — priced separately and scoped to what you actually need.

Financial Insights

Get visibility into your performance

  • Profitability analysis
  • Quarterly insights report
Add to your plan $300–$600/mo

Growth Advisory

Make better decisions with structured guidance

  • Quarterly strategy calls
  • Financial review & planning
  • Margin and cost optimization
Add to your plan $500–$1,000/mo

CFO Advisory

Ongoing strategic financial leadership

  • Monthly advisory calls
  • Cash flow forecasting
  • Scenario planning
  • Ongoing financial strategy
Add to your plan $1,500–$3,000/mo

What's Included in Every Plan

The tools, integrations and expertise that come standard regardless of which tier you choose.

Cloud-Based Accounting QuickBooks Online — accessible, real-time, and always up to date
eCommerce Integrations A2X and multi-channel syncing so your numbers always match your platforms
Receipt Capture & Expense Tracking Dext keeps your receipts organized and your expenses clean year-round
Secure Client Portal Share documents and sign off on filings securely — no email attachments
Paperless, Streamlined Processes Everything is digital — efficient, organized, and nothing falls through the cracks
A Team That Understands eCommerce Every person on your file works exclusively with online sellers — not general bookkeepers

The Tools We Work With

QuickBooks Certified ProAdvisor
A2X Certified
Dext
TaxDome
Wagepoint

What you need to know before we talk.

How do I know which plan is right for me?

Most growing eCommerce businesses choose Pro. If you want ongoing strategic support and forecasting, Elite is the better fit.

Can I start on Essential and move to Pro later?

Yes — most clients start on Essential or Pro and upgrade as they scale. No re-onboarding required.

Do you work with Shopify and Amazon sellers?

Yes — it's all we do.

Do I still get support in Essential?

Every plan includes support. Higher tiers get faster response times and more proactive guidance.

Is there a minimum commitment?

Yes, a 3-month minimum — we need that long to properly clean up and stabilize your books. After that, you can leave anytime. Most clients stay for years because the relationship works, not because they're locked in.

Not sure which plan is right for you?

30 minutes. No pressure. We'll tell you exactly what makes sense.

Book Your Free Consultation

Let's see if we're the right fit.

30 minutes, no pressure. We'll tell you honestly if we're the right fit.

We'd love to hear from you.

Frustrated with your current accountant, or just want to know if your books are in good shape? Reach out.

Location600 - 95 Mural Street, Richmond Hill, ON L4B 3G2
Office HoursMonday – Friday · 9:00 AM – 5:00 PM ET
ConsultationsFree 30-minute video or phone call · No obligation
Good to know

We take on a limited number of new clients each quarter to make sure every client gets the attention they deserve. If you're interested, the sooner you reach out, the better.

Connect with us

We share eCommerce accounting tips, tax deadlines, and compliance updates for Canadian sellers.

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